How Life Insurance Supports Asset Protection and Wealth Transfer
How Life Insurance Supports Asset Protection and Wealth Transfer When most people think about life insurance, they picture income replacement or basic family protection. But for individuals with more complex financial lives, life insurance can also serve as a strategic tool for asset protection and wealth transfer. Used thoughtfully, it can help preserve assets, manage […]
Life Insurance Gaps in Retirement: What you Need to Know
Life Insurance Gaps in Retirement: What you Need to Know For many people, employer-provided life insurance feels like a safety net. It offers protection during your working years at little to no cost. But what happens when you retire? That coverage may not follow you into retirement, and the gap it leaves could create financial […]
Budget Smarter: How the 50/30/20 Rule Can Help Stretch Your Income
Budget Smarter: How the 50/30/20 Rule Can Help Stretch Your Income Managing money can feel complicated, especially when you’re balancing bills, savings goals, and the desire to enjoy life along the way. That’s where the 50/30/20 budgeting rule can offer a helpful starting point. This method organizes spending in a way that supports both current […]
Investment Opportunities for Education: Comparing Your Options
Investment Opportunities for Education: Comparing Your Options Paying for education is one of the largest financial goals many families face. From tuition and textbooks to room and board, the costs can add up quickly. Fortunately, there are several investment opportunities designed to help families prepare. Among these, 529 college savings plans, including the Alabama CollegeCounts […]
Early Retirement or Keep Working? How to Choose What’s Right for You
Early Retirement or Keep Working? How to Choose What’s Right for You. If you’re approaching the point where early retirement is an option, it’s natural to feel a mix of excitement and uncertainty. The idea of stepping away from work to enjoy more freedom, flexibility, and personal time can be appealing. But continuing to work […]
5 Financial Planning Mistakes Small Business Owners Make and How to Avoid Them
5 Financial Planning Mistakes Small Business Owners Make and How to Avoid Them Running a small business requires wearing many hats. You are a leader, marketer, operations manager, and often, financial strategist. Amid the demands of day-to-day management, financial planning for small business owners can easily take a back seat. But over time, certain financial […]
Estate Planning for Small Business Owners
Estate Planning for Small Business Owners What happens to your business if something happens to you? If you’re like most small business owners, you’re busy running the day-to-day operations: managing employees, serving clients, and planning for growth. But there’s one essential area many entrepreneurs delay: estate planning for business owners. Small business estate planning isn’t […]
Can You Afford the Beach Life? Smart Financial Moves Before Buying a Beach House
In today’s era of Airbnb success stories and coastal getaway dreams, it’s easy to see the appeal of investing in a vacation rental. A charming cottage by the lake or a condo on the beach might feel like the perfect combination of personal enjoyment and passive income. But before you take the plunge, it’s worth […]
Values Based Financial Planning: Beyond the Numbers
When most people think about financial planning, they picture spreadsheets, budgets, and retirement calculators. But there’s a growing shift in the industry toward something more personal: holistic and values-based financial planning. Instead of focusing only on accumulating wealth, this approach weaves a person’s beliefs, relationships, lifestyle priorities, and emotional goals into the financial conversation. It’s […]
Market Update with Shari Moxley
Market Update with Shari Moxley